ATO tax debt, handled before it escalates.

Usually, if your lodgements are current and the proposal is realistic. Smaller debts can often be arranged over 12–24 months, and longer terms are possible with financial evidence. General interest charge continues to accrue during an arrangement — and from income years starting 1 July 2025 that interest is no longer deductible, which makes paying down faster more valuable than it used to be.

Yes. The ATO may disclose business tax debts of $100,000 or more that are more than 90 days overdue to credit reporting bureaus, where the business isn't effectively engaging with them. Engaging — including entering an arrangement — is what generally prevents disclosure, which is why timing matters so much.

A notice making a director personally liable for the company's unpaid PAYG withholding, net GST or superannuation guarantee charge. The response windows are short and strict, and for some notices the only remaining option is payment. If you receive one, contact us the day it arrives, not the week after.

Often, with a properly evidenced request — illness, natural disaster, agent error, or circumstances beyond your control. Remission is discretionary, so how the request is framed and documented materially affects the outcome.

We start by finding out the real number rather than the imagined one — the ATO's own data usually shows the position, and it's frequently smaller than people fear. Then lodgements in sequence, remission requests, and an arrangement. Voluntary action almost always costs less than waiting for a default assessment.

Sometimes, by engaging immediately and putting a credible arrangement in place. Garnishees are generally issued after multiple ignored contacts, so the earlier you act the more options exist. Once funds are taken they're very difficult to recover.