Brisbane · CPA-qualified · Registered Tax Agents
Advice that changes the numbers.
Structure, cash flow, pricing and succession — the decisions that determine whether a profitable business is also a valuable one.
What does a business advisor actually do?
Advisory is the forward-looking half of accounting. Compliance reports the past; advisory shapes what happens next — choosing the right entity structure for tax and asset protection, building a cash-flow forecast you can manage to, understanding margin by product or service, deciding what to charge, financing growth or equipment, and planning the eventual sale or succession of the business. It works best as a quarterly rhythm, not a one-off report.
- Quarterly advisory from $450 per session
- 13-week and 12-month cash-flow models
- Structure and asset-protection review
- Exit and succession readiness
Why us
Why Brisbane clients choose us for business advisory.
We know your compliance numbers
Advice is grounded in your actual accounts and tax position, not a generic template — because we prepare them.
Cash flow first
Profitable businesses fail on timing. We build a 13-week rolling forecast plus a 12-month view including tax and super obligations.
Structure with substance
Company, trust, or a combination — weighed on tax rates, asset protection, admin cost and your exit intentions, with the transition cost stated.
Decisions, then accountability
Each session ends with a short action list, and the next session starts by reviewing it.
Who it's for
When advisory earns its fee
The recurring triggers we see across Brisbane businesses.
- Revenue is growing but cash never seems to be there
- You're unsure whether your structure still fits
- You're hiring your first employees
- You're pricing work by feel rather than margin
- You're planning to buy equipment, a vehicle or premises
- You want to bring in a partner or family member
- You're preparing to sell or step back within five years
- You need lender-ready forecasts and financials
Indicative fees
| Engagement | Indicative fee |
|---|---|
| Diagnostic and written report | from $890 |
| Quarterly advisory session | from $450 each |
| Cash-flow model build | from $1,200 |
| Structure review and restructure plan | from $1,500 |
| Exit readiness / valuation range | from $2,400 |
What's included
What the engagement covers.
Structure review
Current entity assessment, tax and asset-protection modelling, restructure cost and CGT rollover eligibility.
Cash-flow forecasting
A 13-week rolling forecast and 12-month projection including BAS, income tax instalments and superannuation.
Margin and pricing analysis
Gross margin by service line, product or job, break-even volume, and the effect of a price change on profit.
Budget and KPI reporting
An annual budget with monthly variance reporting, tracking the two or three drivers that actually move your result.
Finance and lender support
Forecasts, financial statements and serviceability packs for equipment finance, business loans or commercial property.
Succession and exit
Valuation range, small business CGT concession eligibility, deal structuring, and a readiness plan started years before the sale.
How it works
Our process.
- 1
Diagnostic
We review accounts, structure, obligations and where cash is actually going. You get a written summary of the top three opportunities.
- 2
Priorities and targets
Agree what matters this year — margin, cash days, headcount, debt reduction — and what success looks like numerically.
- 3
Model the options
Restructures, pricing changes, hires and purchases are quantified before commitment.
- 4
Quarterly rhythm
Ninety-minute sessions on results against plan, tax position, and the next quarter's actions.
- 5
Annual reset
Budget, structure check and a pre-30-June planning session rolled into one.
FAQ
Business Advisory — questions we're asked most.
Should I trade as a sole trader, company or trust?
It depends on profit level, risk, who else is involved and your exit plans. Sole trader is cheapest to run but offers no asset protection and pays tax at personal rates. A company caps the rate on retained profits (25% for base rate entities, 30% otherwise) and separates liability, but Division 7A governs how you take money out. A discretionary trust offers flexible distributions and asset protection but requires resolutions before 30 June each year and can't easily retain profits. We model your actual numbers against each.
Can I change structure without a big tax bill?
Sometimes. CGT rollovers exist — including the small business restructure rollover — that let eligible businesses move assets between structures without an immediate CGT liability. Stamp duty, transfer costs and loan re-documentation still apply. We cost the whole transition and compare it with the annual saving before recommending anything.
How do you help with cash flow?
We build a 13-week rolling forecast from your actual receipts and payments, layered with tax, super and loan obligations, so you can see the pinch points weeks ahead. Then we work on the drivers: payment terms, deposits, progress claims, debtor follow-up, stock levels and instalment variations where warranted.
Do you provide financial advice or investment recommendations?
No. We advise on tax, structure, accounting and business performance. Personal financial product advice — insurance, investment selection, retirement product recommendations — requires an AFSL, and we refer to licensed advisers we know and work alongside them.
How long before selling should I start preparing?
Two to three years, ideally. Buyers pay for clean, verifiable numbers, documented systems, low owner-dependence and a stable customer base — none of which can be manufactured in the final quarter. Early planning also protects small business CGT concession eligibility, which can be worth hundreds of thousands.
Is advisory worth it for a small business?
The fee has to be justified by an outcome. For a business turning over $500,000 at a 30% gross margin, a 3% price correction or a two-point margin improvement is worth $15,000 a year — repeatedly. If we can't identify something of that order in the diagnostic, we'll tell you advisory isn't the right spend right now.
Related services
Explore related services.
Tax Planning
Year-round planning that lowers your tax bill before 30 June — not after it.
Learn more →Financial Reporting
Clear statutory and management accounts you can actually make decisions from.
Learn more →Business Accounting
Bookkeeping, BAS, payroll and management reporting handled end to end.
Learn more →Small Business Accountant Brisbane
Sole traders to companies
Learn more →Accountants for Family Businesses
Specialist tax and accounting support for Brisbane family businesses.
Learn more →Accountants for Startups
Specialist tax and accounting support for Brisbane startups.
Learn more →Local coverage across Brisbane
We work in person from our Wakerley office and by secure video across 200 suburbs. Start with your region:
- Accountants Brisbane CPA accountants for the wider Brisbane metro area.
- Accountants South Brisbane South Brisbane, West End, Annerley and Sunnybank.
- Accountants Brisbane Northside Chermside, Stafford, Aspley and the northern corridor.
- Accountants Brisbane Bayside Wynnum, Manly, Wakerley and Tingalpa.
- Accountants Redland City Cleveland, Capalaba, Victoria Point and the bay islands.
- Accountants Logan City Springwood, Beenleigh, Browns Plains and 50 Logan suburbs.
- Accountants Ipswich Ipswich CBD and the western Brisbane corridor.
Ready when you are
Business Advisory — let's talk.
Free 15-minute consultation and a fixed-fee quote in writing. Mon–Fri 9am–5pm AEST.